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Import statements automatically
Drop in a PDF or Excel statement from any bank. AI parses each row, matches transactions, and dedupes uploads — no manual entry.
Your financial life, in one place
Take control of your money.
Mi Kapital is your personal finance assistant. Log transactions in natural language, import bank statements, and understand where your money goes — all in one place.
Multi-currency · AI assistant · Your data stays yours
app.mikapital.app / dashboard
COP USD EUR All
March 2026 Total expenses
$4.2M
Total income
$8.5M
Net balance
$4.3M
+12.4%Spending trend
current previous
Top categories
Restaurants $2,840,000
Home $1,920,000
Transport $640,000
Everything your money needs in one place.
Stop juggling spreadsheets and banking apps. Mi Kapital reads, organizes, and explains your finances — in the language you think in.
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Multi-currency, side by side
Track COP, USD, EUR, and GBP without mixing them. Every dashboard, every report, every total keeps currencies separate and accurate.
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Talk to your money
Ask the assistant 'how much did I spend on groceries last month?' or 'compare this month to last.' Powered by Claude and ChatGPT via MCP.
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Tags and categories that bend to you
Layer custom tags on top of categories. Slice spending by anything that matters: 'subscriptions', 'with Maria', 'remote work'.
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Bilingual end to end
Switch between English and Spanish whenever you want. The product, the assistant, even the date formatting follows you.
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Your data stays yours
No third-party trackers. No selling data. No ads. Your statements stay in your account.
Built for the way you actually use your money.
A quick tour of what you'll see inside.
app.mikapital.app / dashboard
This month
Hi, Sol
Income
$8.5M
Expenses
$4.2M
Net
$4.3M
Top categories
Restaurants $2,840,000
Home $1,920,000
Transport $640,000
Recent transactions
Lunch at Crepes
Restaurants
Groceries Éxito
Home
March salary
Income
Dashboard
Cash, debt, income, and expenses per currency — at a glance.
app.mikapital.app / movements
Movements
March 2026 · All accounts Search transactions…
C
Lunch at Crepes
Restaurants · Visa Gold
U
Uber to airport
Transport · Mastercard
E
Groceries Éxito
Home · Debit
F
Freelance payment
Income · Bancolombia
S
Spotify Premium
Subscriptions · Visa Gold
5 of 142 transactions
Movements
Filter, group, tag, and link every transaction with a few clicks.
app.mikapital.app / statements
Statements
bancolombia_march_2026.pdf
1.2 MB · Bancolombia · Visa Gold
Step 3 of 4
100%
AI matched 47 of 47 transactions
Preview
Mar 03
-$45,000 Lunch at Crepes
Restaurants
Mar 04
-$28,500 Uber to airport
Transport
Mar 05
-$320,000 Groceries Éxito
Home
Statements
Upload a PDF, watch the AI parse it, review, and import. Done.
app.mikapital.app / chat
Mi Kapital AI
online
How much did I spend on restaurants in March?
In March you spent COP $2,840,000 on restaurants — 23% more than February. Your top hit was Crepes & Waffles at $480,000.
And how does that compare to the same month last year?
Mi Kapital is typing…
Chat
Ask anything about your money. The assistant only sees what you let it.
Free while we get it right.
Mi Kapital is in open beta. Use everything we ship without a credit card.
Free during beta
Everything Mi Kapital does today, with no limits.
- Unlimited accounts and movements
- Statement imports (PDF, Excel, CSV)
- AI assistant access via MCP
- Multi-currency dashboards
- Bilingual interface (EN / ES)
Coming soon
Advanced reports, sharing, and priority support. Beta users get a discount when Pro lands.
Pricing details coming soon
Questions, answered.
Is my financial data safe?
Yes. Mi Kapital stores your data in a private, per-user workspace on infrastructure we control. We do not sell data, we do not run third-party analytics on your statements, and only services you explicitly connect (like the AI assistant) ever see anything.
Which banks are supported?
Any bank that lets you download a PDF, Excel, or CSV statement. Mi Kapital uses AI to read the statement format, so we don't need to integrate with each bank individually. If your bank gives you a file, you can import it.
Is the app really bilingual?
Yes — English and Spanish, end to end. The interface, the AI assistant's responses, and the date and number formatting all switch with one click. We add more languages when there's demand.
Does the AI see all my data?
Only what you ask it to see. The assistant uses MCP (Model Context Protocol) to fetch specific data per question — it doesn't get a copy of your whole account. You can also turn the AI integration off entirely in Settings.
Can I delete my account?
Yes, from Settings → Account. Deleting your account removes your workspace, your movements, your imported statements, and any AI conversation history.
Is it really free?
Today, yes — Mi Kapital is in open beta and everything we ship is free. We're working on a Pro tier with advanced reports, sharing, and priority support. Beta users will get a discount when Pro launches.
Ready to take control of your money?
Start free. No credit card. Cancel any time — though there's nothing to cancel during beta.
Start free